Apply for Financing in Charlotte, NC

If you’re shopping for a new car, it’s probably time to start thinking about financing. Most of us can’t afford to just pay for a vehicle outright, and financing allows customers to spread the cost of their car over several years. Before you choose a financing option, it’s important to find a trustworthy dealership that offers competitive rates. If you live in Charlotte, North Carolina, or nearby, make Hi-Line Autohaus your first stop.

Hi-Line Autohaus is a trusted, family-owned dealership serving the Charlotte community for years. Our vehicles always have reliably low prices, and we make it super easy to finance your purchase. Our key perks include easy approval for all customers, flexible financing options, a streamlined purchasing process, and a range of competitive specials. Keep reading to learn about financing at Hi-Line and how it can make your car shopping experience easier.

What Are the Finance Application Steps?

At Hi-Line Autohaus, we make the financing process as easy as possible for our valued customers. That’s why we offer a range of useful online tools that you can use to complete most of the process from home. Our finance application process breaks down into three easy steps:

1. Value Your Trade-In

Most car buyers are replacing an older vehicle. If you fall into this category, why not make your old car work for you? Trading in an old car is a fantastic and easy way to save money on your next purchase. Additionally, you won’t have to worry about selling your old car on your own.

If you want to credit the value of your old car toward your next purchase, head over to our Value Your Trade tool. This handy application allows you to get an instant cash offer that’s valid for seven days after you submit your car’s information. All you need is a little information about the make, model, age, and condition of your trade-in.

2. Apply For Financing

When you’re ready to find your next ride, start by taking a look at our fantastic selection of pre-owned vehicles. If you see something you like, it’s time to start the financing application process. First, head to our finance application page. There, you’ll have to answer a few simple questions about yourself, including your employment and financing plans.

Once you complete the form, you can submit it, and our financing experts will analyze it before getting back to you. They’ll get in contact with our extensive network of top lenders and get the best deal possible based on your financial situation. Once they have a quote, our financing team will send it to you for review.

3. Find Your Next Car at Our Dealership

Once you’re approved for financing and complete your trade-in appraisal, it’s time to get to the fun part. Browse Hi-Line Autohaus’ extensive inventory of used vehicles and find the best ride for you and your family. Our sales force will apply the value of your trade-in to the cost of the new vehicle and help you complete all the necessary paperwork. By the time you leave, you’ll have a great new car and a payment plan that works for you and your family.

What Will I Need To Complete the Finance Application?

Preparing beforehand is a good idea if you want the financing process to be as easy as possible. Before completing the finance application, you’ll need the following information:

  • The value of your trade-in.
  • Your name.
  • Your date of birth.
  • Your Social Security number.
  • Your residential information.
  • Your personal contact information.
  • Information about your current employment.
  • Your desired monthly payment amount and term of repayment.

When you come into Hi-Line Autohaus to complete the sale, you’ll need the following documents:

  • Your driver’s license.
  • Proof of residence.
  • Proof of income.
  • A title for your trade-in.
  • Insurance documentation.

How Long Will the Process Take?

At Hi-Line Autohaus, we do our best to make the car-buying process as simple and hassle-free as possible. In order to achieve this, we try to make the financing process as quick as we can. When valuing your trade-in with our online tool, you’ll get an answer within minutes.

When it comes to your financing application, we’ll do our best to get back to you within a day or two. Wait times may vary based on responses from our lending partners. Once you’re approved, you can swing by our dealership and complete the sale with one of our helpful salespeople. While the process is a little different for everyone, you should be driving a new car within a few days.

How Much Will My Payments Be?

Your monthly payment amount will be unique to you, and you’ll have to complete the financing application before you get a hard number. If you want to get an estimate of your monthly payments, we offer a simple payment calculator tool that you can use from the comfort of your home. Simply enter some basic information about the vehicle price, interest rate, down payment, and trade-in value, and you’ll get a quote.

There are a range of factors that may affect the final payment amount. One of the most important is your credit score. Customers with excellent credit are more eligible for flexible repayment options and receive financing approval more easily. Choosing a long repayment term can also affect your payments. Choosing a long repayment term will lower your monthly balance, but you’ll end up paying more over the life of your loan.

Finance Your Next Purchase at Hi-Line Autohaus

Ready to take the next step in your car shopping journey? We’re here to help you at Hi-Line Autohaus in Charlotte, North Carolina. If you want to get the process started easily from home, simply fill out the form above, and we’ll get back to you as soon as possible. If you want to know anything else about our inventory or financing, feel free to contact us or give us a call.